Growth (High Risk)

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Home Members Investment Choice Growth (High Risk)

Growth 90%
Defensive 10%

Investment Objectives

To provide a medium to high risk investment with the potential for a high level of growth over the long term. CPI plus 4% over 5 rolling years.

Credit Rates	Performance
30 June 2009	-17.72% p.a.
30 June 2008	-10.00% p.a.
30 June 2007	19.90% p.a.
30 June 2006	16.76% p.a.
30 June 2005	15.30% p.a.
5 year average*	3.63% p.a.

Strategic Asset Allocations

Suggested investment period

At least 7+ years

Risk of negative return

1 in 4 years

Type of investor this would suit

Long term investors (at least 7+ years) who are able to risk capital loss in the short term.

* Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

**Returns are for the period from 1/10/08 to 30/6/09

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance

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Growth (High Risk)

Investment Objectives

Members