Cash

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New investment option from 1 January 2009

100% Defensive

Investment Objectives

To provide the security of capital over all periods. CPI over 5 rolling years.

Credit Rates	Performance
30 June 2009	1.00% p.a. #
5 year average*	1.00% p.a.

Strategic Asset Allocations

Suggested investment period

12 months

Risk of negative return

Negligible

Type of investor this would suit

Members with a relatively short investment horizon and whose main concern is security of capital. While this is generally a secure way to invest, with low levels of risk, cash investments tend to earn the lowest rate of return in the longer term.

* Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

**Returns are for the period from 1/10/08 to 30/6/09

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance

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Cash

Investment Objectives

Members