Balanced

Login to Member Online

Balanced is SPEC Super's default fund option, it is a diversified option with 75% growth assets and 25% defensive.

Investment Objectives

To achieve a competitive rate of return through investment in a diversified range of assets in order to optimise members' eventual retirement benefits. CPI plus 3% over 5 rolling years.

Credit Rates	Performance
30 June 2009	-12.82% p.a.
30 June 2008	-6.70% p.a.
30 June 2007	18.43% p.a.
30 June 2006	14.81% p.a.
30 June 2005	13.20% p.a.
5 year average*	4.60% p.a.

Strategic Asset Allocations

Suggested investment period

3 to 5 years

Risk of negative return

1 in 5 years

Type of investor this would suit

Investors with a medium to long term investment horizon of 3 to 5 years, wishing to benefit from prudent investment across a broad range of assets. This is an appropriate option for members who wish to achieve stable and consistent returns for the longer term.

* Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

**Returns are for the period from 1/10/08 to 30/6/09

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance

Compare SPEC Super

This Fund Comparator service is provided to you free of charge by Industry SuperFunds. See the difference an Industry SuperFund can make to your final super payout.

Industry Super Comparator

Are You Exposed?

Just as you would not leave a live wire exposed on the job, make sure you and your family are not exposed by not having adequate insurance protection.

Insurance

SPEC Super - generating wealth An Industry SuperFund

Login to Member Online

Balanced

Investment Objectives

Compare SPEC Super

Are You Exposed?

Members