SPEC Super - generating wealth An Industry SuperFund

Once every financial year, contributions paid into your SPEC Super account in the previous financial year can be split into your spouse's account.

Concessional contributions such as Superannuation Guarantee and salary sacrifice can be split between your spouse. You are able to split 85% of concessional contributions.

Certain amounts in your account may not be split such as non concessional contributions.  These include benefits subject to a family law payment split or payment flag and transfers from other funds or employer ETPs.